Personal finance is not a gamble.

Life changing money skills, tailored to your needs.

ENROLL

Debt Free Crowd is weekly online coaching to get you out of debt FAST.

THE COURSE

Pay off debt. Stay out of debt forever.

Each lesson gives you specific insights and techniques that change the way you view and handle your money.

  • How to Tackle Your Debt
  • How to Stop Wasting Your Money
  • The Power of the Budget
  • Financial Traps and Trickery to Avoid
  • Debt – Modern Slavery in Disguise
  • Interest – The Scam No One Understands
  • Building Your Emergency Fund and Saving
  • Spending with Purpose
  • The Race to Freedom
  • Buying a House – For Richer, Not For Poorer
  • Retirement – Fail to Plan is Plan to Fail
ENROLL

THE COACH

Uncover how banks enslave you and make it look like it’s your own fault.

Dr. Katherine Horton spent a decade researching finance, white-collar crime and the tricks of the banking trade used to entrap us into a lifetime of financial misery. She put together this course to enable you to spot common forms of legalized day-time robbery, free yourself from debt, and stop playing a rigged game that you cannot win.

By the end of this course, you will see how debt is not just the result of misfortune, bad decisions or lack of self-control, but the outcome of decades of mass brainwash exploiting human nature, neuroscience and psychological warfare techniques. And you will learn how to fight back.

MEET & GREET

8-Part Weekly Course

$480.00 $280.00 ($35/hour)

Next Course Dates:

SOLD OUT! Weekdays (Mo-Fr), 8-9pm ET, 17 April – 09 Jun 2023.
SOLD OUT! Saturdays, 4-5pm ET, 22 April – 10 June 2023.

Upcoming Course in Fall:
Starts early September, runs to end of October.
See Meet & Greet below to find out more.

If you need help getting out of debt and can’t wait until
September contact Dr. Horton, see Meet & Greet below.

Choose the day of the week you would like to attend.
You will get the Zoom invite on that day each week.

BUY FOR $280

GOALS OF THE COURSE

In 8 weekly lessons over 2 months, you will build your monthly budget and learn the tricks that are used to get you to spend. You will learn to stop wasting your money and, most importantly, you will start to eliminate your debt from lesson one.

By the end of the course, you will be on track to pay off all your debt over the subsequent months. You will have the mindset to build wealth and take control of your future.

ENROLL

Still Unsure? Join a free Meet & Greet.

Join a Zoom meeting to discuss with Dr. Horton how the course can help you achieve your financial goals before signing up to decide if the course is right for you.

The spring course (Apr-Jun) is sold out!
If you are interested to enroll for fall (Sept-Oct) or
if you would like individual help before September:

COURSE REQUIREMENTS

Zoom

The course and the Meet & Greet are broadcast on Zoom, a video conferencing software similar to Skype. It enables you to join from any internet connected device such as a laptop, tablet or cell phone. Zoom is FREE for participants.

A web link to the Zoom meeting will be sent via email 30min before the start of the course or the Meet & Greet. Zoom downloads automatically when you click on that link to join your first Zoom meeting. It’s best to download Zoom ahead of time to test that your camera and microphone are working. The Zoom Client is FREE. (Do not sign up for any plans that cost money as those are for hosting meetings.)

Preparation

Getting organized is half the battle in personal finance.
Use large envelopes to store the receipts for each month. All receipts from a given month go into one envelope. If you pay online, print off the receipt and put it into the envelope. Don’t forget to include receipts for bills that are paid automatically such as utility bills or cell phone plans. Collect every receipt no matter how small the sum. If no receipt is printed (for example when the paper roll is used up at a gas station or when using a vending machine) make a note of what you paid immediately before you forget.

Use a large ring binder with 12-tab index dividers to store all statements from bank accounts, credit cards and other loans in one place. Label the front index in pencil as you may change the order later. Use a separate tab for each account, card or loan. Reserve the first tab for your budget. Fill subsequent tabs in the order: checking accounts, savings accounts, investment/retirement accounts, credit cards, car loans, personal loans, student loans, mortgage. Order statements chronologically within each tab. If you receive electronic statements, print them off and file them here. Do not leave mail containing bills or card statements unopened. File everything in its place.

Get a calculator and a large notepad if you like to keep track of your expenses by hand. If you prefer a spreadsheet on your computer, use Excel if you have Microsoft Office installed. Alternatively, download OpenOffice for free and use OpenOffice Calc as it works exactly the same way as Excel. It is recommended to use spreadsheets on a laptop or a tablet. If you only have a cell phone, use pen and paper instead as it makes it easier to view many numbers at the same time than on a tiny screen. You will use these materials to create your budget as part of the course and keep track of your expenses every month.

Mental Preparation

Facing your debt can be stressful and terrifying. Do not despair. Simply collect all bank and loan statements as a mechanical exercise, like a robot. Don’t read individual statements while preparing the ring binder. Focus on getting the paperwork organized.

List all of your monthly income from salary, pension, social security, alimony, tips, side-hustles etc. List any savings or investments separately. Finally, pencil the outstanding debt and interest rate for each credit card or loan on the front index page. You are now ready to start the course.
See you soon.